Big Rigs, Trucks, Motorcycles, Bus, Bicycles, Pedestrian Accidents, Distracted Driving & More.
When a person or family is injured in an automobile accident that was caused by another party, the law allows compensation for, among other items:
- Damage to vehicle including rental car expenses while car is being repaired or valued
- Out-of-pocket losses such as past and future medical bills and lost wages
- Past and future pain and suffering endured as a result of the injury
Insurance and Medical Expenses
- There are various types of insurance to potentially cover a person for injuries sustained in an automobile accident including their own automobile policy, which may or may not have medical payments coverage or uninsured/underinsured motorist coverage.
- The at-fault party may or may not also have coverage, which may or may not be enough to compensate you for your loss.
- You may also use your own health insurance for your medical expenses, but they typically require that you pay them back out of any future settlement or judgment.
- An attorney can assist you in sorting through your available health coverage options.
It is important to document all losses!
- Keep copies of medical bills and receipts for out-of-pocket expenses
- Take photographs of visible signs of injury
- Document all days missed from work and how your everyday life was impacted as a result of your injury.
- Remember that everything you say about the accident to anyone (your doctor, your friends, the police, the insurance company for the other side, etc.) can be used against you later in litigation, so accuracy is always important.
- Once you have retained an attorney, that attorney can assist you in communicating with outside entities, including insurance companies.
*These words of experience are not intended as legal advice or as a substitute for retaining an attorney, but again, are just words of experience that people who have been injured have found helpful when they are first making inquiries into how best to proceed.